Health Insurance Rates Comparison Estimator For Retirees
Open Enrollment Comparing Your 2013 and 2014 Health Insurance Rates For Retirees Close Window
Use this Estimator during Open Enrollment to model various health insurance combinations and compare 2013 and 2014 plan rates.
Instructions / FAQs   Before you begin, you must choose your cost share:       
Medical Plan Options Rate Category Coverage Level for 2013 Possible 2014 Election

CareFirst BCBS Point of Service   Non-Medicare Self Self + 1 Family    Self Self + 1 Family
High Option  Medicare Only Self Self + 1 Family    Self Self + 1 Family
Non-Medicare & Medicare (Split)   Self + 1 Family    Self + 1 Family

CareFirst BCBS Point of Service   Non-Medicare Self Self + 1 Family    Self Self + 1 Family
Standard Option  Medicare Only Self Self + 1 Family    Self Self + 1 Family
Non-Medicare & Medicare (Split)   Self + 1 Family    Self + 1 Family

United HealthCare  Non-Medicare Self Self + 1 Family    Self Self + 1 Family
Medicare Only Self Self + 1 Family    Self Self + 1 Family
Non-Medicare & Medicare (Split)   Self + 1 Family    Self + 1 Family

Kaiser Permanente   Non-Medicare Self Self + 1 Family    Self Self + 1 Family
(includes Kaiser Rx coverage)  Medicare Only Self Self + 1 Family    Self Self + 1 Family
Non-Medicare & Medicare (Split)   Self + 1 Family    Self + 1 Family

CareFirst BCBS Indemnity   Non-Medicare Self Self + 1 Family    Self Self + 1 Family
(closed to new members) Medicare Only Self Self + 1 Family    Self Self + 1 Family
Non-Medicare & Medicare (Split)   Self + 1 Family    Self + 1 Family

Prescription Plan Options Rate Category Coverage Level for 2013 Possible 2014 Election

Caremark Standard Option Rx  Non-Medicare Self Self + 1 Family    Self Self + 1 Family
$10/$20/$35 Medicare Only Self Self + 1 Family    Self Self + 1 Family
Non-Medicare & Medicare (Split)   Self + 1 Family    Self + 1 Family

Caremark High Option Rx  Non-Medicare Self Self + 1 Family    Self Self + 1 Family
$5/$10 Medicare Only Self Self + 1 Family    Self Self + 1 Family
Non-Medicare & Medicare (Split)   Self + 1 Family    Self + 1 Family

Dental Plan Option Rate Category Coverage Level for 2013 Possible 2014 Election

United Concordia Dental PPO   Non-Medicare Self Self + 1 Family    Self Self + 1 Family
(Traditional Plan) Medicare Only Self Self + 1 Family    Self Self + 1 Family
Non-Medicare & Medicare (Split)   Self + 1 Family    Self + 1 Family

Vision Plan Option Rate Category Coverage Level for 2013 Possible 2014 Election

Opti Vision Discount Plan   Non-Medicare Self Self + 1 Family    Self Self + 1 Family
Medicare Only Self Self + 1 Family    Self Self + 1 Family
Non-Medicare & Medicare (Split)   Self + 1 Family    Self + 1 Family
 
This tool helps you estimate the difference you would pay based on the group insurance plans you elect for 2014 compared to 2013 . Please note that you cannot elect or change plans through the use of this tool. Also, this estimator does not include any payments for life insurance coverage. If you cover a domestic partner and/or a domestic partner's child, the rates do not include imputed income (refer to the Group Insurance Summary Description for more information). This estimator applies to retired employees only.