SINGLE FAMILY REHABILITATION LOAN PROGRAM
ANNOUNCEMENT: (May 3, 2012) Until further notice, the Department of Housing and Community Affairs (DHCA) will not be accepting new applications to participate in the Single Family Rehabilitation Loan Program. Please check this webpage for any further announcements regarding this program. Any further information on the resumption of this program will be available at this website.
Since January 1985, Montgomery County has helped many households afford to make vital repairs to their homes. This program provides both financial and technical assistance to eligible homeowners living within Montgomery County.
PROGRAM ELIGIBILITY: (Please see the above Announcement regarding this Program)
Applicants are eligible if they meet the following requirements:
- The applicant is the owner and occupant;
- The property has one or more housing deficiencies or violations of the County's housing code;
- The household income is within the income limited for the program;
- The title of the property must be in the applicant's name;
- The applicant must have owned and resided in the property for a minimum of two years; and
- The value of the property, according to the most recent tax assessment, cannot be more than $450,000.
ELIGIBLE REPAIRS: (Please see the above Announcement regarding this Program)
The following repairs are eligible through the Rehabilitation Program:
- Porch Replacement
- Wheelchair Ramp
- Plumbing Repairs
- Electrical Repairs
- Energy Conservation
- Repair Termite Damage
- Furnace Replacement
- Replace Hot Water Heater
- Interior/Exterior Painting
- Bathroom Fixtures
- Replace Some Appliances
- Floor Replacement
LOAN TERMS: (Please see the above Announcement regarding this Program)
- LOW monthly payments, based on ability to repay
- LOW interest rates
- LONG terms - up to 20 years
- Amount determined by a DHCA Specialist, according to repairs needed
INCOME QUALIFICATIONS: (Please see the above Announcement regarding this Program)
Montgomery County WEATHERIZATION PROGRAM — FREE
Program for Qualified Montgomery County Residents to Save on Heating and Cooling Costs
Do you need caulking, insulation and weatherstripping for the home you own or rent? Does your gas or oil furnace need a clean and tune?
To qualify you must:
- Be a resident of Montgomery County
- Meet the Federal Poverty Guidelines:
Each addtional person
When you apply you must have verification of income such as:
- Pay Check Stub(s)
- Public Assistance Check Stub(s)
- Award Letter from Social Security, SSI, AFDC, Disability, Veterans, etc.
Applicants accepted on a first come, first served basis. Priority given to the elderly and persons with disabilities who meet the income guidelines.
FOR FURTHER INFORMATION, CALL: 240-777-3600
GROUP HOME REHABILITATION LOAN PROGRAM
The Community Development Block Grant (CDBG) Program provides for the rehabilitation of group homes which are occupied by persons of low and moderate income who are elderly and/or disabled.
Only public agencies and incorporated non-profit organizations under Section 501(C)(3) of the Internal Revenue Code with at least two years' experience in the operation of a group home are eligible to participate in this program.
The group home provider must submit a letter of introduction to the Department of Housing and Community Affairs (DHCA), Division of Housing and Code Enforcement, 100 Maryland Avenue, Fourth Floor, Rockville, Maryland 20850. The letter must also include a statement of the nature of the repairs needed and the amount of funds required.
Along with the letter of introduction, the group home provider must submit a copy of the most recent inspection report issued by the licensing and/or regulatory agency, proof of ownership or lease to the property, a copy of the license to operate a group home and verification of nonprofit status.
Contractors performing the work must have a valid Maryland Home Improvement license and/or a valid contractors' license for specific work such as an electrician, plumber, roofer, etc.
Work may be performed directly by the applicant if, in the opinion of DHCA, the applicant is capable of doing the work and no program funds are used to pay labor costs.
Loan amounts cannot exceed $10,000 per group home to correct violations and deficiencies or $15,000 if a residential sprinkler system is installed.
As a condition of the loan, the group home provider will be required to operate in the same manner for a certain period of time depending on whether the property is leased, leased with option to buy or owned by the applicant.
FOR MORE INFORMATION, CONTACT THE PROGRAM MANAGER AT 240-777-3600.