The Montgomery County Department of
Finance, Division of Risk Management provides risk management programs
and services to County departments and agencies, including Workers'
Compensation, Automobile and General Liability claims processing,
training and consulting in occupational safety and health, and
consulting services for insurance and risk matters.
Risk management is the process of identifying exposures that could
lead to financial loss and formulating and implementing strategies
to minimize their adverse effects on the organization’s mission.
The County chooses to self-fund most exposures to loss. Injuries
to employees (workers’ compensation), automobile accidents
and other liability exposures are examples of the types of exposures
that are self-funded.
Property loss exposures are commercially insured above a large